# Reserve Capital Bootstrapping One of the main problems that TIDAL Protocol is trying to solve is the lack of accessible insurance products in the rapidly evolving DeFi market. Due to the nature of DeFi, newly created platforms, protocols and assets can be self-published at lightning speed, around the clock. It’s very difficult for a centralized auditing authority to keep up with the speed, and breadth of the DeFi market. Thus, in order to provide insurance coverage to DeFi products, TIDAL must provide the proper incentives for bootstrapping reserve capital in any liquidity pool in a decentralized fashion. Liquidity mining will be adopted as the capital bootstrapping incentive program. One of the major TIDAL innovations is introducing the Guarantor’s concept and creating multiple levels of capital reserve: Guarantor’s Reserve, USDC Reserve and Tidal Staking Reserve. Every protocol covered by TIDAL will be encouraged to seek Guarantors to stake Guarantor’s Reserves. In case of any payout Guarantor’s Reserves will be used to compensate USDC reserve. Guarantor’s will be compensated for the risk they are taking by collecting a percentage of all premiums paid for specified coverage. TIDAL Protocol will incentivize the teams behind protocols to provide Guarantor Reserve, creating a positive synergy for other reserve providers to feel more confident in providing additional liquidity. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.tidal.finance/advanced-topics/untitled-2/reserve-capital-bootstrapping.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.